Mortgage Calculator - HMO

Our HMO (House in Multiple Occupancy) calculator allows you to enter the total loan amount you wish to borrow to work out the mininum monthly amount of rent required from the property. Alternatively, you can enter the estimated monthly rental income to calculate the maximum loan amount we are likely to consider lending on the property.

The Society bases its HMO Let affordability criteria on monthly payments calculated on an interest-only basis, irrespective of whether or not you opt for a repayment mortgage.

If you experience any issues accessing the online calculator below, or would prefer a downloadable Excel version - PLEASE CLICK HERE*

Please note that the information provided is for illustrative purposes only and does not constitute any form of mortgage offer or advice. Maximum loan amounts may differ between our various mortgage products.

*Please note, our calculators are updated regularly, so please ensure you have the latest version downloaded.

Your home may be repossessed if you do not keep up payments on your mortgage.
Think carefully before securing other debts against your home.