Our Service
Please note, the Society accepts mortgage applications from Intermediaries based throughout the whole of Wales and England. Mortgages must be secured on residential owner occupied property and the loan to value must not exceed 80%.
The exception to this rule is where the mortgage is secured on a property in either an NP, CF, SA, LD, BS, GL, HR orWR postcode. In these instances, residential owner-occupied mortgages will be considered up to 90% loan to value and Buy to Let mortgages will be considered up to 70% loan to value.
Procuration fees are payable on all introduced mortgage cases that proceed to completion
Key points
- no higher lending charge on any of our mortgages
- no extended early repayment charge periods
- no conditional insurance
- no computerised credit scoring
- a choice of competitive products, including our ‘fees free’ remortgage option which offers a free valuation, free standard legal costs and no product fee.
Additional benefits
- experienced Business Development Team available to deal with you
- dedicated Case Officers assigned to each mortgage application
- direct dial and email access to Case Officers
- a friendly, flexible approach
Pre-Registration not required
There is no need to register in advance – we will accept mortgage applications from all FSA registered Intermediaries who are authorised to write mortgage business. We will set you up as a Mortgage Introducer upon receipt of the first application you submit.


